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What kind of mortgage are you looking for?

STEP I : CONSULTATION

Getting to know you

The first step is to discuss your specific mortgage needs. This can be done in person, over the phone, or online via my secure application. This will give me the opportunity to get to know you and really understand your home financing needs.

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  • Pre-Approval / Purchase
    Thinking of buying a home but unsure how much you can afford? A full pre-approval is the first step in finding out. Contact me today to learn how much you can afford, and how the stress test may affect your application.
  • First-Time Homebuyers
    Buying your first home can be daunting process with many nuances and moving parts. Let me help take some of that stress away. ​ I will walk you through the entire process start to finish, so you can feel more in control.
  • Mortgage Refinance
    Thinking about buying a home, but not sure how much you can afford? Get pre-approved for a mortgage so you can shop with confidence
  • Mortgage Transfers
    Is your mortgage coming up for renewal? Curious if you can get a better deal elsewhere? Contact me today and I can shop your mortgage on the open market and walk you through the process of switching your mortgage.
  • Investment Properties
    Purchasing a rental or investment property doesn't have to be complicated affair, but it is different than buying your own home. I can help you naviagate these waters.
  • Debt Consolidation
    Do you have high interest debt that's weighting you down? Credit card, auto loans, personal loans, student loans, etc. Maintaining high interest debt can drastically affect your monthly cash flow. Contact me today to see if there's a better way.
  • New Builds/Construction
    Building a home is a lengthy and expensive project, but a new construction mortgage can help the process along. These mortgages differ traditional ones. Funds are typically provided in stages, and often require a higher down payment.
  • New to Canada
    Qualified homebuyers who have immigrated or relocated to Canada within the last 5 years are elegible under Canada's New to Canada program to purchase a property with as little as a 5% down payment.
  • Commercial Financing
    have access to several lenders whom offer commercial lending solutions. Whether it's for a commercial property, mixed use property or a multi-unit residential property, there are solutions available to finance these transactions.
  • Alternative & Private Solutions
    Sometimes borrowers don't quite fit into the standard mortgage guidelines. If this is you, there is no need to worry. There are several alternative and private financing solutions available to assist you. These loans are typically shorter term and often require a higher minimum down payment.
  • Solutions for Bruised Credit
    Previous bankruptcy, consumer proposal or poor credit? Don't worry, there may be lending programs still available to you. Contact me today to learn more and get yourself back on the right path.
  • Secondary/Vacation Properties
    Looking for that home away from home? I can help. There are several programs available that will allow your to purchase a second home for as little as 5% down. Contact me today to learn more.

STEP II : APPLICATION

Completing the application

Once I have an understanding of your specific goals, the next step is to complete an application. This can be done in person, over the phone, or online via my secure application. Don't worry - all your personal information is kept confidential and secure.

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Click the button below to start your online application.

STEP III : RESEARCH

Finding the right mortgage for you

After submitting the completed application, the next step is to get you pre-approved and underwriting the application.  A list of supporting documents will be requested.

 

I shop a multitude of lenders and negotiate on your behalf, saving you valuable time. 

STEP IV : FOLLOW-THROUGH

Sealing the deal

After reviewing your options and then making an informed decision on a mortgage, the deal is sealed!  All the paperwork is broken down and explained to you so that you understand what your mortgage commitment means. I will guide you and be by your side all the way through till the end. After closing, I stay by your side and at your service throughout the life of your mortgage.

 

Click the button below to read testimonials.

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